Being "smart" about it has become synonymous for being conservative with it. Being "smart" about it limits the potential for the unexpected, because it eradicates the relationship between risk-reward. Being "smart" about it means being safe. It means being pussy... I'm sorry.
Here's my equation for "being smart about it" : If your decision to choose the safe route exonerates the ability for a reward that is GREATER than the risk you are about to delve in to, you are NOT being smart. You are exemplifying cowardice and embracing dormancy. I hate the phrase "be smart about it," because it stands under all of the wrong principles.
So, am I actually smart? To be honest, no.
I choose the safe route far too often, which has both been a gift and a curse to me. I mean, I'm alive. But, I'm far less successful than my capability allows me to be. I'm smart in school, but not yet smart in life.
It's time to be smart about shit; it's time to take risks, and time to allow something new to come into my life.
-Jack
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